Doctoral in Rural Finance

Not all rural finance is agricultural, and not all agricultural finance is rural. Rural finance refers to financial services used in rural areas by people of all income levels, and agricultural finance is the financing of agriculture-related activities, from production to market. Little is understood about the financial needs of individuals requiring rural and/or agricultural finance, other than the fact that demand far outweighs supply. Improvements in technology are making it increasingly viable for providers to sustainably and effectively reach people in rural areas, though a better understanding of potential customers and their financial needs will be necessary to make significant improvements.