Bachelor of Commerce in Banking, Finance and Investments AND Economics

3 Years On Campus Joint-bachelors Program

University of Malta

Program Overview

The Bachelor of Commerce in Banking, Finance and Investments AND Economics at the University of Malta is a dynamic 3-year full-time undergraduate program that equips you with cutting-edge skills in financial markets, banking operations, and economic analysis, perfectly suited for ambitious students passionate about how money moves the world. You'll dive into real-world applications from day one, building a strong foundation for careers in investment banking, policy advising, or global finance, all while studying on the vibrant Msida Campus starting October 2026.

Curriculum Structure
Year 1 lays the groundwork with essential business tools, starting with EMA1100 Business Statistics 1 to master data analysis for financial decisions, alongside EMA1310 Foundations and Applications of Economics that unpacks micro and macro principles shaping markets. You'll also explore EMA1314 Financial Accounting and Control 1, giving you hands-on skills in tracking and managing financial flows right from the start—it's the perfect launchpad to understand how businesses and economies tick.

Year 2 ramps up with specialized finance knowledge, including BKF2091 Money and Banking, where you'll examine how central banks influence economies and liquidity. Electives like BKF3031 International Finance and BKF3151 Securities Markets and Trading let you delve into global currency flows and stock trading strategies, building confidence to navigate complex financial landscapes.

Year 3 hones your expertise for professional impact, featuring BFI3345 Fund Administration to learn managing investment funds, BKF3061 Finance of International Trade for trade financing techniques, and BKF3341 Prevention of Money Laundering and Counter Terrorism Financing to grasp regulatory compliance in a high-stakes world. You'll cap it off with advanced options like INS3501 Principles of Environmental Social and Corporate Governance (ESG), preparing you to lead in ethical, sustainable finance.

Focus Areas
Banking operations, investment strategies, international trade finance, securities markets, risk management, economic policy, and regulatory compliance like anti-money laundering.

Learning Outcomes
Graduates emerge with proficiency in financial modeling, economic forecasting, banking regulations, fund management, and ethical investment practices, ready to analyze global markets and drive business decisions.

Professional Alignment (Accreditation)
Offered by the Department of Banking, Finance & Investments, this program aligns with Malta's thriving financial sector, paving the way for professional certifications and part-time opportunities in local firms during your studies.

Reputation (Employability Rankings)
University of Malta's commerce programs boast strong employability, with graduates frequently securing roles in banking and finance hubs—our department's degrees are a proven pathway to rewarding careers in a dynamic industry.

Experiential Learning (Research, Projects, Internships etc.)

At the University of Malta, our Bachelor of Commerce in Banking, Finance and Investments and Economics stands out because you'll dive straight into practical skills through hands-on courses designed by the Faculty of Economics, Management and Accountancy (FEMA) to make you job-ready in finance, banking, and economic analysis. You'll work with real-world tools like advanced financial modeling and econometric software right from your undergraduate units, building expertise in areas like securities markets, investment banking, and international trade finance—skills that top employers in Malta's thriving financial sector actively seek. Programs are regularly updated to match industry trends, including cryptocurrencies and ESG principles, so you're always ahead of the curve.

Here are some key ways you'll gain experiential learning tailored to this program:
- Access to Thomson Reuters tools through dedicated units like Advanced Thomson Reuters training, used for real-time market data, portfolio management, and investment analysis.
- Hands-on units like Financial Modelling (BFI2001) and Securities Markets and Trading (BKF3151), where you'll simulate trading and analyze live equity markets.
- Practical projects in Econometrics 2 (ECN2041) and Applied Microeconomics (ECN2161), applying statistical design tools (EMA3001) to economic data and business scenarios.
- Group-oriented electives such as Investment Banking (BFI3344), Fund Administration (BFI3345), and Finance of International Trade (BKF3061), fostering teamwork on real financial challenges.
- Exposure to professional practices via Practical Issues in Banking (BKF3111) and Prevention of Money Laundering (BKF3341), mirroring industry workflows.

Imagine applying right now to join this dynamic program at FEMA—it's your direct path to high-demand careers in banking and finance.

Progression & Future Opportunities

Graduates of the Bachelor of Commerce in Banking, Finance and Investments and Economics at the University of Malta leave with a strong combination of analytical, financial, and economic skills that are highly valued by employers. You’ll be well-prepared for roles such as Financial Analyst, Investment Banker, Risk Manager, or Economic Analyst, giving you flexibility across the banking sector, consulting firms, and policy-making roles. This degree opens doors to both private-sector careers and positions that influence economic strategy in public institutions.

Here’s how this degree boosts your career prospects:

Hands-on career readiness: The programme equips you with essential skills in financial management, investment strategies, market analysis, and economic policy—directly applicable in real banking and finance roles.
Dedicated support services: The University’s Career Services and International Office help with CV preparation, interview skills, work placements, as well as guidance for visas and accommodation for international students.
Industry partnerships: Collaborations with organisations such as Bank of Valletta provide access to industry events, mentoring, internships, and real-world projects, helping you build a professional network before graduation.
Practical placements: Students can gain early experience in roles such as junior accountant, audit assistant, or tax associate during their studies, giving a strong advantage in the job market.
Accreditation and graduate credibility: This is a recognised MQF Level 6 undergraduate degree, ensuring your qualification is valued both in Europe and internationally.
Graduation outcomes: You’ll graduate with the quantitative and economic insight needed to analyse risk, make informed investment decisions, and contribute meaningfully to financial strategy teams in banks, investment firms, government agencies, or consultancies.

Further Academic Progression:
After this degree, many students continue with postgraduate studies such as a Master’s in Finance, Economics, Risk Management, or Business Administration to specialise further and enhance career prospects. Professional qualifications like CFA (Chartered Financial Analyst), ACCA, or CIMA can also be pursued alongside or after postgraduate study to deepen expertise and open doors to senior leadership roles in finance and economics.

Country Requirements

China: Applicants must present the National College Entrance Examination (Gaokao) with a minimum overall score of 65%, including passes in a non-English language, one humanities subject, and one science subject (preferably Mathematics); if these subjects are not included in the Gaokao, they may be considered from the Senior Secondary School Graduation Certificate.
France: Applicants must present the French Baccalauréat (or equivalent) with a minimum overall average of 16, including passes in a non-English language, one humanities subject, and one science subject (preferably Mathematics); if not taken in the final year, these subjects may be considered from the previous year.
Germany: Applicants must present the Abitur (Zeugnis der Allgemeinen Hochschulreife) with passes in a non-English language, one humanities subject, and one science subject (preferably Mathematics) in the final year; if not taken in the final year, these subjects may be considered from the previous year.
Canada: Applicants must present a Canadian high school qualification (such as the Ontario Secondary School Diploma or equivalent) with a minimum overall average of 85% in Grade 12 subjects, including a non-English language, one humanities subject, and one science subject (preferably Mathematics); if not taken in the final year, these subjects may be considered from the previous year.
India: Applicants with Indian Class XII qualifications (ISC, HSC, or CBSE) may be required to complete a pathway programme to develop the necessary skills for entry into undergraduate studies at the University of Malta.
Nepal: Applicants with national school qualifications may be required to complete a pathway programme at the International School for Foundation Studies, where teaching is delivered in small groups with personalised attention to support progression into undergraduate study.
Egypt: Applicants with the General Secondary Education Certificate may be required to complete a pathway programme at the International School for Foundation Studies, where small class sizes ensure personalised support for progression into undergraduate study.
South Africa: Applicants with the National Senior Certificate or IEB National Senior Certificate may be required to complete a pathway programme at the International School for Foundation Studies, where small class sizes provide personalised support for progression into undergraduate study.
United Kingdom: Applicants must present 3 GCE A-Level passes at grade B or better, including a language, a science, and a humanities subject, along with 3 GCSE passes at grade 4 or higher in English, a non-English language, and Mathematics (if not offered at A-Level).
United States: Applicants must present an American High School Diploma with a cumulative GPA between 2 and 4, including good Grade 12 passes in English, a non-English language (for non-Maltese applicants), Mathematics, and a humanities subject; if not taken in the final year, the language and Mathematics may be considered from the previous year.
United States: Applicants must also have a minimum of three College Board Advanced Placement (AP) passes with a score of 3 or higher; SAT scores cannot replace AP passes.