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Many students face obstruction because of finances when it comes to studying abroad. Some have the fortune of having parents who are earning and happen to have something as collateral in return of which student loans can be granted. But many lack this opportunity as well. So here's how you can get a student loan even if there's no parental income for your support. Education Finance is a new opportunity for students that can act as a game changer. These new FineTech institutes grant you financial assistance without collateral of any nominee. The criteria is that you must have a good academic record so that the institution is convinced that you would be able to pay back. If you have a clear track record and a decent academic history then you are given loans. Candidates can receive upto 40 lakhs of loan.