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It is a fact acknowledged that most people today work really hard to earn money. But it is also a known fact that not all of them acquire as much wealth as some of them do. So what is it that makes the most difference between the wealth of the people? Is it where they work, and what is the efficiency with which they work? Well, all these factors do play a major role but there are certain other things as well that people don't pay a lot of attention to, and in the long run that is what makes the major difference. These factors are-